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Furnace vs. Heat Pump

March 24, 2025

If you’re considering a new heating system, you’ve probably debated furnaces vs. heat pumps. Both systems provide warmth, but they work in different ways and have unique benefits. The right choice depends on your climate, energy efficiency goals, and budget.

At Apollo Home, we’ve been installing and servicing heating systems in Cincinnati and Northern Kentucky for over 100 years. Whether you’re upgrading an old unit or installing a new system, our experts are here to help you choose the best option for your home.

What’s the Difference Between a Furnace and a Heat Pump?

Both furnaces and heat pumps can heat your home, but they do so in very different ways.

Furnaces generate heat by burning natural gas, propane, or oil, or through electric resistance heating. They work well in cold climates where winter temperatures regularly drop below freezing.

Heat pumps transfer heat from the outside air into your home using electricity. They don’t generate heat but instead move warm air, making them highly energy-efficient in mild climates.

So which one is right for you? Let’s break it down.

Heat Pump vs. Furnace: Pros and Cons

Energy Efficiency & Operating Costs

If reducing energy consumption is your top priority, a heat pump is generally the more efficient option. Instead of burning fuel, heat pumps move heat from the outdoor air into your home. This means they require less energy to warm your home. This makes them especially cost-effective in moderate winter climates where temperatures don’t often drop below freezing.

On the other hand, furnaces generate heat, which requires more energy. Electric furnaces tend to be the least efficient. However, high-efficiency gas furnaces can still provide reliable, cost-effective heating in areas with frequent sub-freezing temperatures.

🚀 Apollo Home Tip: If you want to reduce energy costs and live in an area with mild winters, a heat pump may be the best choice. If you experience harsh winters, a high-efficiency furnace could be a better fit.

Performance in Cold Weather

When winter temperatures plummet, a furnace is often the better heating solution. Furnaces provide consistent, powerful heat, regardless of the outdoor temperature. Gas-powered furnaces in particular deliver strong, reliable performance in extreme cold.

Heat pumps work well in mild to moderate climates. However, they lose efficiency when temperatures drop below 25°F. At that point, they rely on backup heating (usually electric resistance heat), which can drive up energy costs.

🔥 Best for Cincinnati: Cincinnati winters can be unpredictable. Some homeowners prefer a dual-fuel system, which combines a heat pump and a furnace for optimal efficiency.

Installation Costs & Longevity

When comparing upfront costs, furnaces tend to be the more affordable option. They have a lower initial installation cost than heat pumps, making them a more budget-friendly choice if you already have existing ductwork and a gas line.

Heat pumps generally cost more to install. However, they pay off in energy savings over time. Additionally, since they function as both a heating and cooling system, they eliminate the need for a separate air conditioner. This makes them a cost-effective choice for homeowners who need to replace both systems at once.

In terms of lifespan, furnaces typically last longer (15-20 years), whereas heat pumps tend to have a lifespan of 10-15 years due to year-round operation.

💰 Need an affordable solution? Apollo Home offers flexible financing to help make your heating upgrade budget-friendly.

Year-Round Comfort

One of the biggest advantages of heat pumps is their dual functionality—they provide both heating and cooling, making them an all-in-one climate control solution. This can be a significant advantage for homeowners who need an efficient cooling system in the summer in addition to heating in the winter.

Furnaces, on the other hand, are heating-only systems, which means you’ll need to pair them with a separate air conditioning unit to maintain comfort year-round.

🌞 Want a system that does it all? A heat pump might be your best bet if you want both heating and cooling in one system.

Which Heating System Is Right for You?

The right heating system depends on your home, climate, and budget. Here’s a quick guide:

Choose a Furnace If:

  • Your winters are very cold, with frequent below-freezing temperatures
  • Your home has existing gas lines for efficient heating
  • You prefer a lower upfront installation cost

Choose a Heat Pump If:

  • You live in a mild or moderate climate
  • You want lower monthly energy bills
  • You want a system that provides both heating and cooling

Consider a Dual-Fuel System If:

  • You want energy efficiency without sacrificing warmth
  • You experience mild winters but occasional deep freezes
  • You want to reduce fossil fuel usage while staying warm

🔍 Still unsure? Our Apollo Home experts can help you decide based on your home’s unique heating needs.

Schedule Your Furnace or Heat Pump Installation Today

Whether you’re upgrading to an energy-efficient heat pump or replacing an aging furnace, Apollo Home can help. Our team will ensure you get the right heating system for your home, installed professionally and backed by our satisfaction guarantee. Call us today at (513) 443-4212 for more information or to schedule heating service.

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